Tweet The differences between credit cards go far beyond Visa, MasterCard, AmEx and Discover (although the payment network matters). What you’ll actually receive also depends on your credit score and payment history. The better both of those are the more… Read More ›
It is very easy to get a credit card but very hard to get rid of especially if you find yourself trapped by the continually increasing credit card debt. Therefore, whenever you apply for one, it is important to manage it in such a way that you get the maximum benefits out of it. Your Personal Financial Mentor can be very helpful in this regard. He will help you manage your spending and control your expenditure by giving you useful tips so that you will get maximum benefits out of it. He guides you how to use a credit card effectively so that you do not exceed your limit while fulfilling your immediate needs. He will also help you build a strong credit rating so that you can take advantage of different packages offered by credit card companies and can qualify for more credit card limit in the future.
Tweet When your business needs cash, you have dozens of options for finding funding. You might apply for a small-business loan or use invoice factoring; you could try a trendy funding method like crowdsourcing or microloans; or you could rely… Read More ›
Tweet Is there a ‘magic number’ where credit cards are concerned? Is one credit card enough to carry in your wallet? Are five cards too many? If you’re not entirely sure how many cards you can or should carry, you’re… Read More ›
Tweet If you’ve never thought very deeply about your credit, chances are your credit history isn’t the best. Credit histories don’t sit around waiting for you to notice them; they have a life of their own. If you are a… Read More ›
Tweet At the root of everything, the goal of any business is to keep the cash flowing. With a steady and stable cash flow, your small enterprise will be able to continue growing and retain its independence. With a consistent… Read More ›
Tweet Sometimes life throws you a curve ball, and you are unable to pay cash for an unexpected expense. When this happens, you pull out your credit card to cover it. Unfortunately, unless you can pay the entire bill when… Read More ›
Tweet Credit and debit card fraud cost businesses $11.27 billion worldwide in 2012, up nearly 15 percent year-over-year, according to The Nilson Report. Almost half of this fraud occurred in the United States despite American companies accounting for only 23.5 percent… Read More ›