There is no handbook that guides you what you should do and what not to do when you are getting your first credit card. Every credit card has different interest rates and other fees associated with it. You should take… Read More ›
Credit Cards 
It is very easy to get a credit card but very hard to get rid of especially if you find yourself trapped by the continually increasing credit card debt. Therefore, whenever you apply for one, it is important to manage it in such a way that you get the maximum benefits out of it. Your Personal Financial Mentor can be very helpful in this regard. He will help you manage your spending and control your expenditure by giving you useful tips so that you will get maximum benefits out of it. He guides you how to use a credit card effectively so that you do not exceed your limit while fulfilling your immediate needs. He will also help you build a strong credit rating so that you can take advantage of different packages offered by credit card companies and can qualify for more credit card limit in the future.
Managing a Credit Card Debt
Managing a credit card debt sounds like a daunting task but if you follow an effective strategy, you can do it easily. Credit card debt keeps on increasing if you do not repay it on time. The continuous increase of… Read More ›
Five Important Things on Which Students Should Use Credit Cards
It is surprising to note that students can easily get hold of credit cards once they enter their college life. Most of the students are easily lured in by the numerous advertisements that are lined all over the campus regarding… Read More ›
Benefits of Using a Credit Card
With the passage of time, use of credit card is increasing and there are various reasons behind it. If you use it responsibly, you are better off using a credit card than any other source of finance because they are… Read More ›
Credit Card Versus Debit Card
Credit cards are almost a part of our lives. In fact, they are probably the most common plastic money cards being used by people in the developed world. But the concept of credit cards is not understood by many people…. Read More ›
Why Credit Cards are Declined?
It is really difficult to say everything one needs to know about credit cards in one article. How to choose a credit card provider; how to use credit cards in the best way; how many credit cards you should have-… Read More ›
Comparison of Prepaid Card and Secured Credit Card
96FBVN8TDJXF – my unique code for Technorati. The prepaid credit card is a stored-value card which is usually issued in the name of an account holder whereas secured credit card is a type of credit card which is backed by… Read More ›
Beware of Credit Card Traps
You come across an advertisement for a credit card offering 0% interest. You know that you will always pay the full amount due, so you have every reason to believe this is the perfect card for you. But have you… Read More ›
How Can You Use Your Credit Card Effectively
Credit cards are issued by financial institutions, such as banks so that a credit card holder can make purchases when he runs out of cash. Interest charges on these credit cards usually begin after a month of buying goods. The… Read More ›
How Credit Cards Work
The credit card has become one of the most important things in people’s lives today. In America, a survey revealed that most people have at least one credit card with them. Actually many people have two or three cards. It… Read More ›