Contrary to popular belief, you can accept credit payments without a merchant account. There are tons of businesses who operate in the absence of a merchant account and do just fine. The important thing to understand is what your options… Read More ›
Credit Cards 
It is very easy to get a credit card but very hard to get rid of especially if you find yourself trapped by the continually increasing credit card debt. Therefore, whenever you apply for one, it is important to manage it in such a way that you get the maximum benefits out of it. Your Personal Financial Mentor can be very helpful in this regard. He will help you manage your spending and control your expenditure by giving you useful tips so that you will get maximum benefits out of it. He guides you how to use a credit card effectively so that you do not exceed your limit while fulfilling your immediate needs. He will also help you build a strong credit rating so that you can take advantage of different packages offered by credit card companies and can qualify for more credit card limit in the future.
Overdraft or Credit Card?
When it comes to borrowing small amounts of money for personal finance use, consumers are usually faced with the same question – would it be better to ask my bank to provide me with an overdraft, or should I take… Read More ›
How Acceptance of Credit Cards Can Boost Your Business in 7 Different Ways
Technological advancements have completely transformed the lifestyles of people around the world. The way everyone makes purchases these days is no exception. Gone are the days when individuals were forced to carry bundles of cash to buy a fantastic car… Read More ›
How to Find the Best Credit Cards Offering Travel Rewards
If you enjoy being able to travel on a regular basis and are looking for ways to cut down on travel costs, then a credit card that offers travel rewards could be an excellent solution. These types of cards usually… Read More ›
Comparing the Many Different Types of Credit Cards
The differences between credit cards go far beyond Visa, MasterCard, AmEx and Discover (although the payment network matters). What you’ll actually receive also depends on your credit score and payment history. The better both of those are the more options… Read More ›
The Difference Between Business Credit Cards and Business Lines of Credit
When your business needs cash, you have dozens of options for finding funding. You might apply for a small-business loan or use invoice factoring; you could try a trendy funding method like crowdsourcing or microloans; or you could rely on… Read More ›
The Magic Money Number: How Many Credit Cards Can You Carry?
Is there a ‘magic number’ where credit cards are concerned? Is one credit card enough to carry in your wallet? Are five cards too many? If you’re not entirely sure how many cards you can or should carry, you’re not… Read More ›
6 Tips for Paying Off the Holiday Debt
The holidays have come and gone – and if you’re like most Americans, you have probably accrued some debt. Using your credit card to help you get through the holidays can be useful, but the aftermath is often difficult to… Read More ›
Taking Control of Your Credit For the Very First Time
If you’ve never thought very deeply about your credit, chances are your credit history isn’t the best. Credit histories don’t sit around waiting for you to notice them; they have a life of their own. If you are a North… Read More ›
Smart Ways to Use Your Credit Card…
Do you use a credit card? Do you use it to help spread the cost of payments? Or to help build up your credit score? There’s lots of different uses for it, but the smarter you are with it, the… Read More ›