People losing lawsuits is quite common but have you heard that in cases when you lose your case against your creditor, the judge can offer the creditor the chance to go in for a money judgement against you and this… Read More ›
Credit 
Many businesses seem to run on credit nowadays and over the last few years, credit has become an important factor in every aspect of your life. If you wish to get something but do not have enough cash, you can borrow credit and can easily get what you want. However, managing a credit is one of the critical factors that need careful consideration when you plan to borrow a sum of money. Or else, you will end up bearing a burden of the huge pile of credit and you don’t want this. Therefore, it is important to take the guidance of Your Personal Financial Mentor at every step of the way because he will not only help you manage your credit effectively but will also give you small tips to improve your credit scoring so that you can get an easy access to loans for future use.
Factors That Affect Your Credit Report Adversely
Your credit report reflects the way you have handled your finances- how sincere and regular you have been in paying your credit card bills, repaying your loans etc. Needless to mention here, that the better you’ve handled your financial responsibilities,… Read More ›
Four Credit Repair Tips to Stay Motivated
Credit repair is a very important topic of discussion and with these four tips you can be sure that you are on the right track of credit repair. Also, always remember that credit repair is only possible through DIY or… Read More ›
Important Ways for a Better Credit
There is no doubt that our credit speaks volumes about us and if your credit score is not appealing, then it is time to take charge and to get hold of the situation. Cleaning up your credit score is challenging… Read More ›
How Your Spouse’s bad Credit Affects You?
You and your spouse are bound to have individualized credit scores and after marriage, both of you will keep your own credit score. But, you will be surprised to learn that if your spouse’s credit score is low, then the… Read More ›
Credit Repair Scams: What to do When you are the Victim?
You will be surprised to learn that there are so many credit repair scams as there are people who are in debt. Most of the scams are similar to the rest and it mainly originates because desperate people in debt… Read More ›
Get Your Free Credit Report
The importance of a borrower’s credit score cannot be understated. An individual’s credit score can determine whether or not a loan is approved, the levels of the interest rates associated with that loan, and the amounts that can be borrowed…. Read More ›
Causes of a bad Credit
Sometime during our financial life, we make mistakes that we cannot avoid, which can eventually lead to a bad credit. This is a very common nowadays. A lot of people would ask how to repair or eliminate a poor credit… Read More ›
Understanding Your Credit Report
If you are someone who is always availing loan of different types, then you are most probably aware of the importance of a credit report. A credit report contains all the necessary information regarding your credit history. This is also… Read More ›
What is Left of a Poor Credit Rating
Sometimes we cannot help but make mistakes in the past that may result into negative implications, such as our credit score. Your credit card debt can heavily impact your credit history. As a result, you are struggling to apply and… Read More ›