Author Archives
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How to Avoid Most Common Credit Card Mistakes
Customers with a relaxed approach towards their credit card payments are preferred by all the banks as well as credit card companies. Usually these customers are least bothered about the interest rate they pay or their credit card usage or… Read More ›
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Why is it Important to Have a Good Credit?
Having a good credit can open the gates of many financial possibilities, such as applying for a bank loan, purchasing a car or home at a lower interest rate. These benefits ensure financial stability and provide a great way in… Read More ›
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Investing in the Oil Stocks and its Benefits
It is evident that the demand for oil is increasing with the passage of time while world oil reserves are continually decreasing. If you look at the current oil prices, it becomes clear why it shows an increasing trend. Therefore,… Read More ›
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Why do Insurance Companies Use Insurance Score?
An insurance score is a number which is calculated with the help of a statistical model by using credit report information. It is used to predict the likelihood of filing claims and accidents. It is also known as credit insurance… Read More ›
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Importance of Investing in a Stock Market
The stock market is playing an important role in the global economy. It helps in the growth of commerce and industry of a global community and hence, affects the economy to a greater extent. This is the reason why governments,… Read More ›
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Tips to Increase the Real Estate Value of Your House
Today Your Personal Financial Mentor is going to discuss some tips to increase the value of your real estate. Selling a house is not difficult, provided you follow some basic common sense and some tips from the experts, to get the best… Read More ›
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Becoming a Successful Life Insurance Agent
If you are in the life insurance industry, you may be a ‘captive’ agent. This is not as harsh as it sounds; it simply means that you work for a particular company called a ‘carrier’, endorsing its life insurance policies… Read More ›
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Does Being ‘Credit Worthy’ Matter?
Perhaps you will agree with Your Personal Financial Mentor that most people are aware of the concept of credit ratings. Alas, the importance of building up a solid credit history is not all widely known or appreciated. Just to establish a common… Read More ›
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Benefits of Using a Secured Credit Card
Secured credit card is different from a regular credit card because you are required to deposit cash in order to get this credit card. The cash you deposit serves as collateral against the purchases you make with the secured credit… Read More ›
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How Does Real Estate IRA Work?
Investing in real estate is becoming popular among investors who are near retirement because of its potential of gaining return and its ability to diversify away the risk of a portfolio. With the introduction of self-directed IRA, the idea of… Read More ›