Five Ways To Save Money On Healthcare

Healthcare is expensive, even with “affordable healthcare.” While some people get subsidies and free insurance others pay higher premiums to make it affordable for those with less money. However, even free insurance doesn’t always cover prescriptions, and those can rack up fast if you need prescription or even over-the-counter medications.

Get Screenings

Keeping your eyes healthy, your hearing working, and your overall body in good shape starts with health screenings. Make it a point to get your eyes examined once a year, and to get your hearing check every so often.

Screenings, including things like mammograms, help with early detection of other issues, from cancer to glaucoma (with your eye exam, of course). Early detection of illnesses and diseases could save your life, and save you money in the long run as well.

Practice Preventative Medicine

Screenings are a big part of preventative medicine, but they aren’t the only part. Make sure you are up-to-date on your vaccinations and your immunizations. This can help ensure that you don’t get any diseases that may have seemed to be eradicated.

Even a seasonal flu shot could be important, at least for people that are young, elderly, have immune system issues,or work in the medical field or with kids. This can also include taking vitamin C to help fight off a cold, or taking supplements to help fight osteoporosis or other health issues.

Start A Health Savings

Putting away some money into a savings account for emergencies is a wise thing to do in general. This savings account can help you out anytime you have money emergencies, even if they are health related.

Your employer may have a health saving option for you as well, where you can put in a certain amount from your paycheck each week. You need to use this money by a certain point though or you lose it. But, it can be used for prescriptions, not just for appointments.

Get Insurance, Now

Medical insurance not only helps you but it also helps keep the costs down at the doctor’s office. Plus, with insurance you have a better chance of visiting a doctor on a regular basis rather than having to hit up the ER every time something goes wrong with your health or the health of your other family members.

Eat Healthy And Exercise

If you eat healthy and get a regular amount of exercise and you’ll be healthier, which will mean less money spent at the doctor’s office. It’s also a fact that people that eat healthier and stay fit take less sick days from work, which means that you won’t be losing money from days of either! Healthy eating means fruits and vegetables, whole grains, lean meats, and making wiser snacking choices by avoiding sodium and sugar.


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November 29, 2016 Five Ways To Save Money On Healthcare