Investing can be a complicated game, year after year. With markets continuously fluctuating and inflation changing, many Americans are having difficulty knowing what to do with their money. Educated investing is important to your healthy financial future and can ensure bonuses like early retirement or a secondary home. Included here are a few of the best investment choices for 2016.

Real Estate

Ever since the housing bubble burst in 2006, real estate has been a fairly safe investment, with purchase prices dropping to new lows in 2012. Buying houses cheaply and reselling them, finished and shining, for a higher price has long been a profitable venture. Flipping houses has become a popular means of earning money, but you don’t have to embark on a fixer-upper adventure to make money.

With the low costs of real estate, it can be a wise decision to purchase condos, apartments and duplexes as purely investment properties. By hiring a property management company, you can remain completely hands-off on the property, while still raking in yearly dividends. You will continue to benefit from the proceeds on the property, even if you choose to move out of state or country.

International real estate is promised to be a boon in 2016. The main targets for promising global real estate gains include New York, San Francisco, London, Paris, Sydney and Tokyo. Of 600 investors interviewed in a recent study, 52% stated they would be allocating extra funds towards real estate in the coming year. Chinese investors have shown unrivaled interest in San Francisco and Los Angeles, demonstrating promising gains in the new year.

One of the most popular means of passive income, property ownership can keep you sufficiently funded to live comfortably in the United States or abroad. Many investors argue that the real estate market is a safer bet than any investing in the current stock market. If you do choose to purchase a secondary home in an underdeveloped country, you could be living off American wages while spending Taiwanese dollar amounts.

Silver

For those who love physical investments, silver remains one of the safest bets. With silver prices artificially depressed and stocks running out, it makes sense that silver prices could skyrocket in the next couple of years. Investing in silver now, while prices are low, could pay off with dividends valued at up to 300% of current prices.

Energy Stocks

While oil prices have been taking a plunge for the past 18 months, the commodity is beginning to stabilize. This means you can currently buy-in relatively cheaply and look forward to gains over the coming year. Because U.S. oil production is declining but demand remains high, overall gains in this industry seem promising for the year 2016.

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