Injury Left You Out Of Work? Here’s How To Handle The Finances

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It’s always bad news when you’re injured on the job or even outside of work. Immediately, it affects your ability to earn a living and can cause the outlook for your finances to be bleak. If you only have a small injury, you might get away with using your sickness pay. However, typically, employers won’t pay sickness pay for extended periods. At this point, you can be in a tough financial spot. You need to know how to handle this situation effectively.

 

Injured On The Job?

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If you’re injured at work, there are a few options that you can consider. First, you should speak to your employer and inquire as to whether they provide workers compensation. These days, most companies do provide workers compensation to avoid expensive AI lawsuits. If your business does provide workers compensation, be aware it’s unlikely you’ll get any money from an AI claim. Particularly, if the court deems the amount you have received to be fair. If your employer does not offer workers compensation or refuses to pay, you can then speak to a lawyer.

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You need to think about how to choose personal injury compensation claims solicitors. In particular, you need to look for one that understands your situation and has experience in this area. Be aware that most AI claims do not end up in court. You should be able to to get the money you need through a settlement. To ensure this is the case, you need to speak to a medical expert. They will provide you with a report of your injury that you can use to make sure your employer pays the money that you need.

 

Injured Outside Work

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If you’ve been injured outside of your place of employment, you may still be able to make a claim. You should be able to make a claim against the person who owns the property where you were injured. Unless of course, you were injured in your own home. Even then you might be able to make a claim against the producer of any equipment you might have been losing. Again, you should contact a personal injury solicitor to address this possibility.

 

If the injury was no one’s fault, you have two options. If the injury is going to leave you with a permanent disability, you can make a claim for benefits from the government. This should help you keep your finances in the green while you are out of work.

 

If you are unable to go to work anymore, you may want to look at jobs you can complete from home. There are plenty of possibilities if you want to make money from the comfort of your house. For instance, you can work online. It’s remarkably easy to set up a website and start using it to make money. Either you can sell items or simply set it up a source for information.

 

Remember, you always need to think about the financial implications of an accident. A serious injury could severely alter your quality of life.

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July 25, 2016 Injury Left You Out Of Work? Here’s How To Handle The Finances